Announcing Clever Care’s HRA Incentive Program.

Take advantage of our HRA Incentive Program and earn more while helping your clients access the care they need.

Earn up to $180 per new enrollment: $180 for Total+, $180 for Breathe+, and $80 for Longevity.

Product Information

Select up to two plans to compare.
Compare plans on a computer for a better viewing experience.

2026 Clever Care Breathe+ (HMO C-SNP) with full Medi-Cal

Plan ID: H7607-017
Plan Year 2026
A holistic plan for individuals diagnosed with asthma, chronic bronchitis, emphysema, or COPD.
Plan Details Enroll
Add to compare
$0 monthly premium
$0 deductible
$0 maximum-out-of-pocket

2026 Clever Care Breathe+ (HMO C-SNP) without full Medi-Cal

Plan ID: H7607-017
Plan Year 2026
A holistic plan for individuals diagnosed with asthma, chronic bronchitis, emphysema, or COPD.
Plan Details Enroll
Add to compare
$0 monthly premium
$615 deductible
$9,250 maximum-out-of-pocket

2026 Clever Care Value (HMO)

Plan ID: H7607-015
Plan Year 2026
An essential plan with a $120 Part B premium reduction.
Plan Details Enroll
Add to compare
$0 monthly premium
$0 deductible
$2,000 maximum-out-of-pocket

2026 Clever Care Longevity (HMO)

Plan ID: H7607-014
Plan Year 2026
Our flagship plan with comprehensive benefits.
Plan Details Enroll
Add to compare
$0 monthly premium
$0 deductible
$500 maximum-out-of-pocket

2026 Clever Care Total+ (HMO C-SNP) with full Medi-Cal

Plan ID: H7607-016
Plan Year 2026
A holistic plan for individuals diagnosed with a cardiovascular disorder, chronic heart failure, or diabetes.
Plan Details Enroll
Add to compare
$0 monthly premium
$0 deductible
$0 maximum-out-of-pocket

2026 Clever Care Total+ (HMO C-SNP) without full Medi-Cal

Plan ID: H7607-016
Plan Year 2026
A holistic plan for individuals diagnosed with a cardiovascular disorder, chronic heart failure, or diabetes.
Plan Details Enroll
Add to compare
$0 monthly premium
$615 deductible
$9,250 maximum-out-of-pocket
Deselect a plan above, select another plan, and click the Compare Plans button to refresh the chart below.

Plan Details

2026 Clever Care Breathe+ (HMO C-SNP) with full Medi-Cal

2026 Clever Care Breathe+ (HMO C-SNP) without full Medi-Cal

2026 Clever Care Value (HMO)

2026 Clever Care Longevity (HMO)

2026 Clever Care Total+ (HMO C-SNP) with full Medi-Cal

2026 Clever Care Total+ (HMO C-SNP) without full Medi-Cal

Original Medicare (Part A & Part B)

Description
A holistic plan for individuals diagnosed with asthma, chronic bronchitis, emphysema, or COPD.
A holistic plan for individuals diagnosed with asthma, chronic bronchitis, emphysema, or COPD.
An essential plan with a $120 Part B premium reduction.
Our flagship plan with comprehensive benefits.
A holistic plan for individuals diagnosed with a cardiovascular disorder, chronic heart failure, or diabetes.
A holistic plan for individuals diagnosed with a cardiovascular disorder, chronic heart failure, or diabetes.
This is a basic medicare plan. Get more benefits with Clever Care.
Member Premium
$0
$0
$0
$0
$0
$0
$0 for Part A. $164.90 for Part B
Part B premium buy-down
Not included
Not included
$120
Not included
Not included
Not included
Not included
Deductible
$0
$615
$0
$0
$0
$615
$1,632 for Part A | $240 for Part B
Maximum-Out-of-Pocket
$0
$9,250
$2,000
$500
$0
$9,250
No maximum
Inpatient Hospital Stay
$0 copay unlimited days
$0 copay per day for days 1–60, $1,736 deductible, $434 copay per day for days 61-90
$0 copay for days 6-90, $100 copay for days 1-5
$0 copay unlimited days
$0 copay unlimited days
$0 copay per day for days 1–60, $1,736 deductible, $434 copay per day for days 61-90
$0 Copay for days 1-60 | $408 copay for days 61-90 | $800 copay for days 91-150 (lifetime reserve days) | After day 150, you pay all costs
Outpatient Hospitalization
$0 copay per visit
20% coinsurance
$75 copay per visit
$0 copay per visit
$0 copay per visit
20% coinsurance
20% coinsurance
Doctor Visits
$0 copay per visit
$0 copay per visit
$0 copay per visit
$0 copay per visit
$0 copay per visit
$0 copay per visit
20% Coinsurance
Specialist Visits
$0 copay per visit
$0 copay per visit
$0 copay per visit
$0 copay per visit
$0 copay per visit
$0 copay per visit
20% coinsurance
Emergency Care
$0 copay
$95 copay per visit
$125 copay per visit
$90 copay per visit
$0 copay
$95 copay per visit
20% coinsurance
Urgent Care
$0 copay per visit
$25 copay per visit
$0 copay per visit
$0 copay per visit
$0 copay per visit
$25 copay per visit
20% coinsurance
Labs | X-ray
$0 copay
20% Coinsurance
$0 copay
$0 copay
$0 copay
20% Coinsurance
20% coinsurance
Hearing Coverage | Hearing Aids
$0 Copay, $600 per ear, per year
$0 Copay, $600 per ear, per year
$0 Copay, $600 per ear, per year
$0 Copay, $600 per ear, per year
$0 Copay, $600 per ear, per year
$0 Copay, $600 per ear, per year
Not covered
Dental Coverage
$1,200 biannually, with rollover ($2,400 annually)
$1,200 biannually, with rollover ($2,400 annually)
$400 biannually ($800 annually)
$1,100 every six months with rollover ($2,200 annually)
$1,200 biannually, with rollover ($2,400 annually)
$1,200 biannually, with rollover ($2,400 annually)
Not covered
Routine Vision and Eyewear Coverage
$0 copay, $350 annually
$0 copay, $350 annually
$0 copay, $200 annually
$300 every year, $0 copay
$0 copay, $350 annually
$0 copay, $350 annually
Not covered
Transportation (Non-Emergency)
$0 copay for 48 one-way trips per year, 30 mile radius
$0 copay for 48 one-way trips per year, 30 mile radius
$0 Copay for 16 one-way trips per year, 30 mile radius
$0 copay | 48 trips per year (one-way)
$0 copay for 48 one-way trips per year, 30 mile radius
$0 copay for 48 one-way trips per year, 30 mile radius
Not covered
Flexible Health and Wellness Allowance
$600 per quarter, with rollover ($2,400 annually)
$600 per quarter, with rollover ($2,400 annually)
$90 per quarter, with rollover ($360 annually)
$315 per quarter, with rollover ($1,260 annually)
$600 per quarter, with rollover ($2,400 annually)
$600 per quarter, with rollover ($2,400 annually)
Not covered
Acupuncture
$0 copay, $2,000 Max Allowance (unlimited visits)
$0 copay, $2,000 Max Allowance (unlimited visits)
$0 copay, $1,000 Max Allowance (unlimited visits)
$0 copay, $2,000 Max Allowance (unlimited visits)
$0 copay, $2,000 Max Allowance (unlimited visits)
$0 copay, $2,000 Max Allowance (unlimited visits)
Not covered
Eastern Wellness Therapies
$0 copay up to 24 services per year
$0 copay up to 24 services per year
$0 copay up to 12 services per year
$0 copay up to 24 services per year
$0 copay up to 24 services per year
$0 copay up to 24 services per year
Not covered
Worldwide Emergency Coverage
Up to $100,000 annual limit
Up to $100,000 annual limit
Up to $75,000 annual limit
Up to $100,000 annual limit
Up to $100,000 annual limit
Up to $100,000 annual limit
Not covered
Prescription Drug Coverage (Part D)
Included
Included
Included
Included
Included
Included
Not covered
Prescription Drug Deductible (Part D)
$615 annually (does not apply to Tiers 1, 2, 6, or insulin drugs)
$615 annually (does not apply to Tiers 1, 2, 6, or insulin drugs)
$0
$0
$615 annually (does not apply to Tiers 1, 2, 6, or insulin drugs)
$615 annually (does not apply to Tiers 1, 2, 6, or insulin drugs)
N/A
Select up to 2 plans to compare

Your Broker Engagement Sales Team is here to help

Region 1: LA

Jason Clay

Market Sales Manager

LA County

Connie Guo

Broker Relations Specialist

LA County

Roy Choi

Broker Sales Manager

LA County

Sandy Wang

Community Outreach Specialist

LA County

Region 2: OC/SD

James Luna

Market Sales Manager

OC & SD Counties

Fatima Mougammadou

Broker Sales Manager

OC & SD Counties

Sunny Myung

Broker Relations Specialist

All Counties

Region 3: Inland Empire

Robert Serrano

Market Sales Manager

Inland Empire Counties

Kevin Morales – Fierro

Community Outreach Specialist

Inland Empire Counties

Leadership

Stephanie Hughes

Director of Sales

Xuan (Sunny) Pham

Provider Growth Sales Manager

Stephanie Chagolla

Broker Support Supervisor

Broker Support