2026 Clever Care Value (HMO)

An essential plan with a $120 Part B premium reduction.

2026 Clever Care Value (HMO) Benefit Overview

Additional information

Member Premium

$0

Part B premium buy-down

$120

Deductible

$0

Maximum-Out-of-Pocket

$2,000

Inpatient Hospital Stay

$0 copay for days 6-90, $100 copay for days 1-5

Outpatient Hospitalization

$75 copay per visit

Doctor Visits

$0 copay per visit

Specialist Visits

$0 copay per visit

Emergency Care

$125 copay per visit

Urgent Care

$0 copay per visit

Labs | X-ray

$0 copay

Hearing Coverage | Hearing Aids

$0 Copay, $600 per ear, per year

Dental Coverage

$400 biannually ($800 annually)

Routine Vision and Eyewear Coverage

$0 copay, $200 annually

Transportation (Non-Emergency)

$0 Copay for 16 one-way trips per year, 30 mile radius

Flexible Health and Wellness Allowance

$90 per quarter, with rollover ($360 annually)

Acupuncture

$0 copay, $1,000 Max Allowance (unlimited visits)

Eastern Wellness Therapies

$0 copay up to 12 services per year

Worldwide Emergency Coverage

Up to $75,000 annual limit

Prescription Drug Coverage (Part D)

Included

Prescription Drug Deductible (Part D)

$0

Limits and exclusions may apply. Refer to the Evidence of Coverage for a full description of benefits.

Your cost-sharing may differ depending on the pharmacy you choose (e.g., standard retail, out-of-network, mail-order) or whether you receive a 30- or 100-day supply. If you live in a long-term care facility (LTC), you pay the same amount as you would at a standard retail pharmacy for a 31-day supply of medication.

This information is not a complete description of benefits. Call (833) 388-8168 for more information.

For more information and a detailed description of benefits, please review our downloadable plan materials.

Clever Care plans include some additional benefits.

Meals for
Chronic Conditions

Social Needs
Benefits

Telemonitoring
Services

In-Home
Safety Assessment

In-Home
Support Services

Support
for Caregivers

Personal Emergency
Response System

Telehealth Visits

Post-Discharge
Meals

Additional information

Member Premium

$0

Part B premium buy-down

$120

Deductible

$0

Maximum-Out-of-Pocket

$2,000

Inpatient Hospital Stay

$0 copay for days 6-90, $100 copay for days 1-5

Outpatient Hospitalization

$75 copay per visit

Doctor Visits

$0 copay per visit

Specialist Visits

$0 copay per visit

Emergency Care

$125 copay per visit

Urgent Care

$0 copay per visit

Labs | X-ray

$0 copay

Hearing Coverage | Hearing Aids

$0 Copay, $600 per ear, per year

Dental Coverage

$400 biannually ($800 annually)

Routine Vision and Eyewear Coverage

$0 copay, $200 annually

Transportation (Non-Emergency)

$0 Copay for 16 one-way trips per year, 30 mile radius

Flexible Health and Wellness Allowance

$90 per quarter, with rollover ($360 annually)

Acupuncture

$0 copay, $1,000 Max Allowance (unlimited visits)

Eastern Wellness Therapies

$0 copay up to 12 services per year

Worldwide Emergency Coverage

Up to $75,000 annual limit

Prescription Drug Coverage (Part D)

Included

Prescription Drug Deductible (Part D)

$0