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Discover more about our Eastern Medicine offering and how Medicare works.
Eastern medicine is a 2,000-year-old medical system, derived from the theory that “Qi” (the life force) flows throughout the body. When the Qi is compromised, the body is susceptible to disease. Practitioners of Eastern medicine believe that disease is a deviation from the natural environment and can be treated with specific interventions to help return full balance. Natural treatment methods such as acupuncture, herbal remedies, therapeutic massage, and cupping are used. Additionally, energy-balancing exercise supports the well-being of the mind and body. The combination of these techniques enhances the management of chronic conditions and its symptoms and improves disease prevention.
We encourage those interested in trying herbal supplements or any wellness therapies or acupuncture to talk to their doctor before beginning any regimen or treatment. Seek services from licensed acupuncturists and trained herbalists to ensure quality and safety.
Download the Clever Guide to Eastern Medicine to learn more about how these alternative therapies can improve your overall wellness and help alleviate symptoms of many existing conditions.
At Clever Care, we believe that easy access to care begins with understanding your coverage options. Whether you’re new to Medicare or exploring your plan choices, it’s important to understand what Medicare is, how it works, and the options available to you as a Medicare recipient.
Medicare is the federal health insurance program for:
There are two ways to get Medicare coverage – you may choose either Original Medicare or a Medicare Advantage plan.
1. Original Medicare – is provided by the federal government
Important to know:
2. Medicare Advantage – is offered by private insurance companies
Many people choose a Medicare Advantage plan because it provides them with more value and more coverage than Original Medicare all in one plan.
*Medicare Part D – available through private insurance companies
Prescription drug coverage, known as Part D, is not included in Original Medicare. You are required to enroll in a Part D plan or a Medicare Advantage and Prescription Drug Plan (MA-PD) to avoid paying a penalty.
ORIGINAL MEDICARE:
YOU PAY: Part B premium
You will need to purchase a stand-alone Prescription Drug (Part D) plan and perhaps a Medicare Supplement plan to cover other out-of-pocket costs and additional services
MEDICARE ADVANTAGE – MA (PART C)
YOU PAY: Part B premium and perhaps additional monthly premium
You will need to purchase a stand-alone Prescription Drug (Part D) plan.
MEDICARE ADVANTAGE and PRESCRIPTION DRUG PLAN – MA-PD (PART C and PART D)
YOU PAY: Part B premium and perhaps additional monthly premium
Includes Prescription Drugs plus additional benefits so you do not have to purchase a Prescription Drug (Part D) plan or a Medicare Supplement plan.
No, which is why many people opt for a Medicare Advantage plan offered by private insurance companies.
Yes and No. Part A covers certain medications during hospitalization. Routine prescriptions are not covered. You will need to purchase A Part D plan to cover brand-name and generic prescriptions. Prescription Drug coverage is usually included in a Medicare Advantage plan at no additional cost.
With Original Medicare you can use any Medicare-approved doctor or hospital. With a Medicare Advantage plan, you are required to use any doctor or hospital in the plan’s network.
If you enroll during the Initial Enrollment Period, your coverage begins as early as the first day of your birthday month. If you are switching plans during AEP, your coverage begins on January 1.
If you are still working and have coverage through an employer, you may not have to pay a late-enrollment penalty. Talk to the employer benefits administrator.
Medicare doesn’t automatically know if you have additional coverage. Tell your doctor and other providers so they can send bills to the correct payer.
For additional resources, download a copy of the Medicare & You National Handbook.
If you have any questions, we can help.
Clever Care offers support in your language to help you understand your Medicare coverage options.
Email us at info@ccmapd.com
Last updated: 10/01/2020 H7607_21_CM0028A_EN_M Accepted 09292020
Clever Care of Golden State is an HMO plan with a Medicare contract. Enrollment in Clever Care of Golden State depends on contract renewal.
8990 Westminster Blvd 3rd Fl.
Westminster, CA 92683
660 W Huntington Dr 2nd Fl.
Arcadia, CA 91007
E-mail
customerservice@ccmapd.com
Phone Number
(833) 388-8168
October 1 to March 31:
8 a.m. to 8 p.m., 7 days a week
April 1 to September 30:
8 a.m. to 8 p.m., Monday-Friday
© 2021 ALL RIGHTS RESERVED. CLEVER CARE OF GOLDEN STATE, INC. IS A WHOLLY OWNED SUBSIDIARY OF CLEVER CARE HEALTH PLAN, INC.
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