2024 Clever Care Value (HMO)

The Clever Care Value HMO plan is an MA-PD plan with Part B premium reduction.

2024 Clever Care Value (HMO) Benefit Overview

Additional information

Member Premium

$0

Part B premium buy-down

$130 paid by the plan

Deductible

$0

Maximum-Out-of-Pocket

$2,900

Inpatient Hospital Stay**

$120 copay per day for days 1–5 | $0 copay per day for days 6–90

Outpatient Hospitalization

$0 copay per visit

Doctor Visits

$0 copay per visit

Specialist Visits

$10 copay per visit

Emergency Care

$110 copy per visit

Urgent Care

$0 copay per visit

Labs | X-ray

$0 copay

Hearing Coverage | Hearing Aids

$0 copay | $600 per ear per year

Dental Coverage

$200 allowance per quarter

Routine Vision and Eyewear Coverage

$0 copay | $200 every year

Transportation (Non-Emergency)*

$0 copay for 16 one-way trips

Flexible Health and Wellness Allowance

$100 allowance every three months

Acupuncture

$0 copay

Eastern Wellness Therapies

$0 copay up to 12 services per year

Worldwide Emergency Coverage

Up to $50,000 annual limit

Prescription Drug Coverage (Part D)

Included

Prescription Drug Deductible (Part D)*

$0

Limits and exclusions may apply. Refer to the Evidence of Coverage for a full description of benefits.

*Some benefits may vary depending on SSBCI or VBID model eligibility. Prior authorization is required. Not all members qualify.

**Medicare defined amounts are for 2024 and may change for 2025. We will provide updated rates as soon as Medicare releases them.

Your cost-sharing may differ depending on the pharmacy you choose (e.g., standard retail, out-of network, mail-order) or whether you receive a 30- or 100-day supply. If you live in a long-term care facility (LTC), you pay the same amount as you would at a standard retail pharmacy for a 31-day supply of medication. If you have Medi-Cal and share of cost, the Part D deductible will be paid in full or part by Medi-Cal or a third party. The VBID model eliminates the cost-share amount of prescription drugs for beneficiaries who receive Extra Help.

This information is not a complete description of benefits. Call (833) 388-8168 for more information.

For more information and a detailed description of benefits, please review our downloadable plan materials.

Clever Care plans include some additional benefits.

Meals for
Chronic Conditions

Social Needs
Benefits

Telemonitoring
Services

In-Home
Safety Assessment

In-Home
Support Services

Support
for Caregivers

Personal Emergency
Response System

Telehealth Visits

Post-Discharge
Meals

24-Hour
Nurseline

Clever Care plans include some additional benefits

Special Supplemental Benefits for the Chronically Ill (SSBCI)

Available to qualifying members with a confirmed chronic condition and who are enrolled in Clever Care’s case management program.

  • Meals for Chronic Conditions

    $0 copay for 3 meals per day for 14 days not to exceed 42 meals per year.

  • Groceries

    $0 copay for eligible food items.

  • Social Needs Benefits

    $0 copay for companionship services rendered by non-clinical personal caregivers. Services are limited to 24, four-hour shifts (96 total hours).

  • Telemonitoring Service

    $0 copay for a device to monitor medical and other health data.

  • In-home Safety Assessment

    $0 copay for up to two assessments per year.

  • In-home Support Services

    $0 copay for services to assist with activities of daily living.

  • Support for Caregivers

    $0 copay for respite care, limited to 40 hours of care giving per year.

Additional Supplemental Benefits

  • Personal Emergency Response System (PERS)

    A mobile device and monitoring service to connect you with a 24-hour response center with the push of a button.

    $0 copay for one device per year.

  • Telehealth Visits

    $0 copay for a medical visit through Teladoc®. $40 copay (20% coinsurance for Active HMO) for a mental health visit through Teladoc®.

    $0 copay for remote visits offered through your physician's office.

  • Post-Discharge Meals

    Immediately following an inpatient hospital or a skilled nursing facility stay, this plan provides meal assistance for 28 days not to exceed 84 meals per year to help with recovery.

    $0 copay up to the maximum allowed meals per year.

  • 24-hour Nurseline

    A registered nurse is available via phone 24 hours a day, seven days a week to address medical questions or concerns.

    $0 Copay.

Description

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Additional information

Member Premium

$0

Part B premium buy-down

$130 paid by the plan

Deductible

$0

Maximum-Out-of-Pocket

$2,900

Inpatient Hospital Stay**

$120 copay per day for days 1–5 | $0 copay per day for days 6–90

Outpatient Hospitalization

$0 copay per visit

Doctor Visits

$0 copay per visit

Specialist Visits

$10 copay per visit

Emergency Care

$110 copy per visit

Urgent Care

$0 copay per visit

Labs | X-ray

$0 copay

Hearing Coverage | Hearing Aids

$0 copay | $600 per ear per year

Dental Coverage

$200 allowance per quarter

Routine Vision and Eyewear Coverage

$0 copay | $200 every year

Transportation (Non-Emergency)*

$0 copay for 16 one-way trips

Flexible Health and Wellness Allowance

$100 allowance every three months

Acupuncture

$0 copay

Eastern Wellness Therapies

$0 copay up to 12 services per year

Worldwide Emergency Coverage

Up to $50,000 annual limit

Prescription Drug Coverage (Part D)

Included

Prescription Drug Deductible (Part D)*

$0