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Help me find a planPersonalized, culturally attuned care combining Western and Eastern medicine in Southern California. See if you qualify for dedicated support and enhanced benefits.
A Chronic Special Needs Plan (C-SNP) is a Medicare Advantage plan built for serious health conditions. You get standard HMO core coverage, plus a dedicated care team that understands your condition and more supportive supplemental benefits.
While standard HMO plans cover the basics well, C-SNPs go further by offering specialized care coordination, disease management programs, and enhanced benefits tailored specifically to your health needs.
Diagnosed chronic heart failure, cardiac arrhythmias, coronary artery disease, chronic venous thromboembolic disorder, or peripheral vascular disease.
Type 1 or Type 2 diabetes requiring medical management.
Asthma, chronic bronchitis, emphysema, or COPD.
Clever Care integrates Eastern medicine traditions that have long been trusted to improve health and wellness with the best in innovative Western medical care.
The result? Clever Care members have access to a network that is tailor-made for their unique health needs and culture, with a focus on longevity and living a healthy, active life.
Our network includes a broad range of health care providers that focus on longevity, prevention, and wellness, including CareMore Health and Blue Zones Health, among others.
Get herbal consultations and treatments through your insurance.
Meet providers who speak your language and know your cultural traditions.
Acupuncture, cupping, and therapeutic massage providers are all part of our benefits.
Everything you need for whole-health care
Access 800+ directly contracted licensed professionals.
Covered medications with a searchable formulary. Find what you need at your pharmacy.
A network of benefits focused on your whole health.
Members with chronic conditions may be eligible to use their flex benefit card at in-network stores including Costco Wholesale, 99 Ranch Market, Northgate Market, Superior Grocers, H-Mart, Saigon City Supermarket, Seafood City, and Shun Fat Supermarket for healthy foods.
Everything you need to know about Clever Care’s HMO C-SNP plans. If you need support please reach out by filling out the form:
Contact usBeneficiaries diagnosed with one of the eligible chronic conditions will get standard medical and hospital benefits, dental, vision, hearing coverage and other benefits — plus specialized care coordination, disease management programs, and enhanced prescription coverage. Your care team knows your condition and works to ensure a smooth care experience.
You must have at least one qualifying condition: diabetes, chronic heart failure, cardiac arrhythmias, coronary artery disease, chronic venous thromboembolic disorder, peripheral vascular disease, asthma, chronic bronchitis, emphysema, or COPD. You must be Medicare-eligible and live in a Southern California county that is part of our service area. Our team can verify your eligibility in minutes.
Yes, Clever Care C-SNP plans cover acupuncture and other integrative wellness services as part of your benefits. We believe in honoring both Western and Eastern medicine.
Yes, if your doctor is already part of the Clever Care network. Otherwise, you can choose a primary care doctor in our network.
We provide member materials in English, Spanish, Korean, Vietnamese, and Traditional Chinese. Our Member Services teams speaks English, Spanish, Korean, Cantonese, Mandarin, Vietnamese, Tagalog, French, and Indonesian.
Get started with Clever Care and discover coverage that works for you
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Thank you for your submission! We’ll be in touch.
Great! Looks like you are located within one of our service areas.
Do you have a chronic medical condition such as a cardiovascular disorder, chronic heart failure, diabetes, asthma, chronic bronchitis, emphysema, or COPD?
Ok, we understand that you have a chronic condition.
We have plans specifically tailored to different types of conditions. Tell us more about the type of chronic condition you have so we can recommend the right plan for you.
Why we’re asking: Some Clever Care plans may offer additional benefits for individuals who are enrolled in or may qualify for Medi-Cal. Your response helps us identify plans that may be a good fit. This does not determine your eligibility for Medi-Cal or any Medicare plan.
Ok, one more question to get you the right plan.
When it comes to your healthcare needs, are you looking to maximize your benefits, or is finding a budget-friendly, affordable option your main focus?
Based on your input today, here is the best-fit health plan for your needs:
2026 Clever Care Longevity (HMO) Plan
2026 Clever Care Longevity
$0 / month premium
Based on your input today, here is the best-fit health plan for your needs:
2026 Clever Care Value (HMO) Plan
2026 Clever Care Value
$0 / month premium
Based on your input today, here is the best-fit health plan for your needs:
2026 Clever Care Total+ (HMO C-SNP) Plan
2026 Clever Care Total+
$0 / month premium
Based on your input today, here is the best-fit health plan for your needs:
2026 Clever Care Breathe+ (HMO C-SNP) Plan
2026 Clever Care Breathe+
$0 / month premium
Information you provide in this tool is used to help identify plan options that may meet your needs and will be handled in accordance with Clever Care’s Privacy Policy.
