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HMO
H7607-014
2027 Clever Care Longevity
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Care born from your community
Clever Care is a Medicare Advantage company that blends Western medicine and Eastern wellness to help members lead their healthiest, most fulfilling lives.
Our mission
We deliver personalized, culturally attuned care
Our mission is to deliver personalized, culturally attuned health care that empowers members to take an active role in achieving better health, grounded in compassion, respect, equity, and integrity.
Vision
Trusted care for diverse communities
We strive to be the most trusted Medicare Advantage plan for diverse communities, known for equitable access, exceptional service, and better health outcomes.
- Equitable access for all
- Exceptional service every day
- Better outcomes together
Approach
Our values
Values describe our culture, steer our choices, and are the ideals that we protect without compromise.
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Diversity
We embrace cultural differences and design equitable services that reflect the communities we serve.
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Innovation
We improve continuously through data, technology, and new approaches to care delivery.
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Empathy
We treat every interaction with dignity, patience, and understanding.
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Integrity
We consistently honor our commitments and act responsibly with the trust placed in us by our members and communities.
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Collaboration
We partner internally and externally to solve complex health challenges.
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Stewardship
We manage financial, clinical, and community resources with discipline, and a deep sense of responsibility.
Our history
2018
Origin story
Clever Care was built on a simple premise: language should never get in the way of quality care. Through tailored, culturally resonant plans, Clever Care ensures members are heard, understood, and equipped to manage their well-being.
Capital efficient startup
2020
Licensed, contracted, and ready to serve
Jan 2020 — Network adequacy in LA, OC, SD
June 2020 — Knox-Keene license acquisition
Sep 2020 — Contract with CMS executed
Oct 2020 — First AEP cycle, membership effective 1/1/2021
Successful proof of concept
2021
First members and first community centers
Sep 2021 — Community center launches: Koreatown & Westminster
Oct 2021 — Community center launch: San Gabriel
Successful proof of concept
2022
Building the platform for growth
Aug 2022 — Launched Clever Cloud Platform — a consolidated, integrated, cloud-hosted data repository to improve 3rd-party integrations
Oct 2022 — Community center launch: Monterey Park (moved from San Gabriel)
Continued growth and expansion
2023
New counties and our first C-SNP
Jan 2023 — Go-live: Riverside and San Bernardino
Jan 2023 — Launched first C-SNP (Total+), effective 1/1/2023
Feb 2023 — Community center launch: Koreatown (replaced 2021 location)
Oct 2023 — Community center launch: Westminster (grand reopening)
Continued growth and expansion
2024
Record-breaking membership growth
Jan 2024 — 7.7K membership growth, 53% increase during AEP
Continued growth and expansion
2025
Deepening our community roots
Sep 2025 — Community center launch: Rowland Heights
Continued growth and expansion
2026
13,200 new members and a second C-SNP
Jan 2026 — 13.2K membership growth, 42% increase during AEP
Jan 2026 — Launched second C-SNP (Breathe+), effective 1/1/2026
Leadership
Meet our leaders
Physicians and advocates dedicated to the best care for members.
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Chief Executive Officer
Karen Walker Johnson
As Chief Executive Officer of Clever Care Health Plan, Karen Walker Johnson leads the company in its mission to deliver personalized, culturally attuned health care that empowers members to take an active role in achieving better health. Under her leadership, Clever Care’s growth has tripled, and it has earned a reputation as a reliable partner to brokers, providers, and other organizations.
Karen brings more than 35 years of experience in the health care sector to Clever Care, from her early career as a pediatric nurse, to holding leadership roles at both regional and national health payers and health systems, including Centene, UnitedHealthcare, Cigna, WellCare, Health Essentials, Cleveland Clinic Health System, and Lake Health. Karen also has experience in organization-wide talent development and transformation, having served as Interim CEO for the national March of Dimes.
Karen is a regular speaker at industry events including 2025’s HLTH and American Physician Groups’ Spring 2026 Conference, and she currently serves on the board of directors for public and private companies and as an advisor to early- and mid-stage healthcare technology companies.
She earned a Juris Doctorate from Michigan State College of Law and a Bachelor of Science in Nursing from the University of Michigan. Karen also holds an Executive Certificate from the Wharton School of Business.
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President
Richard Greene
Richard Greene serves as President of Clever Care Health Plan, where he has played an instrumental role in transforming the organization from an early-stage startup into a high-performing Medicare Advantage health plan. With a strong focus on operational excellence and financial stewardship, he has led efforts to strengthen the organization’s performance, improve its medical loss ratio (MLR), and establish a solid foundation for sustainable growth.
Throughout his tenure, Richard has focused on building the capabilities, infrastructure, and operational discipline to support the company’s continued evolution. He has fostered strong provider partnerships, advanced key strategic initiatives, and helped position Clever Care for long-term success in an increasingly competitive healthcare landscape. Richard has also played an important role in enhancing Clever Care’s brand value and reputation while supporting the thought leadership and industry visibility of the organization’s executive team. Richard’s accomplishments at Clever Care earned him a nomination for the 2026 Orange County Business Journal’s CEO of the Year Award.
With more than three decades of experience in healthcare finance and operations, Richard brings deep expertise in managing growth and leading complex healthcare organizations. Prior to joining Clever Care, he served as Chief Operating Officer and Chief Financial Officer at AppleCare Medical Management. He also held senior finance leadership positions at PacifiCare Dental and Vision, Physician Weblink, and Arcadian Management Services.
Richard earned a Master of Business Administration from Chapman University and a Bachelor of Arts in Business Administration from California State University, Fullerton.
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Chief Medical and Innovation Officer
Magda Lenartowicz
Dr. Magda Lenartowicz is a physician executive, board-certified internist, and geriatric medicine specialist with more than two decades of experience advancing innovative, value-based care models for complex and high-risk populations. As Chief Medical and Innovation Officer at Clever Care, she applies her expertise and passion to deliver compassionate, whole-person care that improves outcomes.
Prior to joining Clever Care, she held senior leadership roles at Blue Zones Health, Altais Health Solutions, WelbeHealth, and SCAN Health Plan, where she led enterprise clinical transformation across Medicare Advantage, Medicaid, PACE, hospice, and accountable care programs. Her work has consistently focused on improving outcomes while reducing unnecessary utilization and advancing scalable, patient-centered care models.
Dr. Magda earned her Doctor of Medicine from the University of Saskatchewan and completed her Internal Medicine residency training at the University of Saskatchewan. She specializes in Geriatric Medicine through fellowship training at the Geffen School of Medicine at UCLA and completed Hospice & Palliative Care Medicine training through the University of Colorado Anschutz Medical Campus.
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Chief Information Officer
Koh Kerdsri
As Chief Information Officer, Koh Kerdsri leads Clever Care’s enterprise-wide technology and data strategies that enhance member outcomes through culturally competent care. He has spent over 20 years driving innovation that advances health equity and supports value-based care delivery. His proven track record in deploying scalable IT infrastructure and advancing interoperability helps Clever Care deliver personalized, member-first experiences.
Prior to his role at Clever Care, Koh served as Vice President of Risk Adjustment Operations, Information Technology, and Compliance at Centene Corporation.
He currently serves on advisory boards at the California Department of Health Care Access and Information and the University of California, Irvine’s Center for Health Care Management and Policy, and he spoke at the ViVE 2026 conference on automation and human expertise.Koh holds an MBA in Management Information Systems from California State University, Long Beach, and a Bachelor of Science in Engineering from King Mongkut’s University of Technology Thailand.
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Chief Compliance Officer
Sabrina Topps
Sabrina Topps is an accomplished healthcare executive and attorney with extensive experience leading legal, regulatory, compliance, privacy, audit, and governance functions across Medicare, Medicaid, and commercial health plans. As Senior Vice President of Legal and Regulatory Affairs and Chief Compliance Officer at Clever Care Health Plan, she serves as a strategic advisor to executive leadership and the Board of Directors, overseeing Legal and Regulatory Affairs, Compliance, Privacy, Special Investigations, Payment Integrity, and Government Affairs.
Prior to joining Clever Care, Sabrina served as Vice President and Corporate Compliance & Privacy Officer at PacificSource Health Plans and held leadership positions at L.A. Care Health Plan. She also advised state and federal healthcare agencies, health plans, and integrated delivery systems as a consultant with Public Consulting Group. Sabrina began her career practicing law in New York before transitioning into healthcare leadership.
Sabrina is a licensed attorney, an active member of leading healthcare compliance organizations, and an Adjunct Professor at the University of Southern California Gould School of Law. She earned her Juris Doctor from Villanova University Charles Widger School of Law and a Bachelor of Arts in Political Science and Japanese from Lincoln University.
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Join our network of providers, brokers, and community partners. Together we deliver care that honors every patient.
