Most Popular
HMO
H7607-014
2026 Clever Care Longevity
$0 / month premium
Acupuncture
$0 OOP
Telehealth
Your member benefits
Everything you need to stay healthy, from preventive care to wellness services that honor your whole self.
Full coverage
Medical coverage that keeps you well
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Primary care visits
See your doctor for checkups, health management, and care coordination.
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Specialist appointments
Access cardiologists, orthopedists, and other specialists when your doctor refers you.
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Hospital care
Inpatient stays, emergency services, and surgical procedures are covered under your plan.
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Preventive services
Annual physicals, screenings, and vaccinations help catch health issues early.
Medications
See formulary Prescription drugs covered under your plan
Your plan includes coverage for a wide range of prescription medications through our pharmacy network. We work with pharmacies throughout Southern California to make filling prescriptions convenient and affordable.
Comprehensive coverage
Dental, vision, and hearing
Clear sight, strong teeth, and good hearing matter. Your plan covers preventive and comprehensive services to keep you seeing, smiling, and listening well.
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DentalDental coverage
Cleanings, exams, dentures, implants, and more are covered. Some services may require a referral and/or prior authorization.
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VisionVision coverage
Annual eye exams and glasses or contacts are included. Cataracts and other eye conditions receive appropriate coverage.
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HearingHearing coverage
Hearing aids and exams are covered to help you stay connected with family and community.
Wellness
Search for providers Acupuncture and traditional wellness
Your plan includes access to acupuncture and Eastern wellness services. These time-honored practices complement your Western medical care and support your overall health.
Flexible allowance
Search for locations Flexible allowance benefit card
Each quarter, your plan provides a flexible allowance for over-the-counter health products, herbal supplements, fitness, and more. Use your NationsBenefits card at thousands of stores across Southern California.
Extra benefits
Extra benefits centered around you and your culture
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TelehealthLearn moreTalk to doctors anytime
Receive medical or mental health care from the comfort of your home through Teladoc®.
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Member ServicesLearn moreSupport when you need it
Our concierge-style Member Services is available in nine languages and can help with making appointments, transportation, and more.
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Healthy LifestyleLearn moreFitness classes & gym access
Our flex benefit card can be used to pay for activities that support your fitness journey.
Resources
Tools to manage your plan
We provide resources to help you understand your coverage and make informed decisions about your health care. Everything you need is organized here for easy access.
Understand your prescription drug coverage
Review formulary details, copay tiers, and pharmacy network information for your medications.
Find the right care, close to home
Find providers by name, specialty, language, or location across our Southern California network.
Your plan, your documents
View the documents for the 2025-2026 plan years. Available to download in English, Chinese, Korean, Vietnamese, and Spanish.
Manage your claims & billing
Sign in to view your claims and billing, track payments, request documents, and manage your account—all in one secure place.
Access your member ID
View, print, or request a replacement member ID card anytime, right from your secure member portal account.
Speak with our team members in your language
Our multilingual member services team is here to help with all your health plan needs—available 8:00 a.m.–8:00 p.m., 7 days a week.
Need help navigating your benefits?
Schedule a call with our team for personalized support and guidance on your benefits.
