Search for plans
Instantly compare top-tier plans designed to meet different health care needs and budgets.
Health plans
Log in to Portal
Access your personalized dashboard to update your information and stay on top of your wellness goals.
Care that speaks your language
Clever Care blends Western and Eastern medicine to serve Southern California’s diverse communities — with plans, providers, and support in your preferred language.
Provider Portal
Sign in to streamline your administrative tasks, from checking member benefits to viewing your payment history.
Resources
Need help with plan selection?
Help me find a planOur Clever Care Medicare Advantage HMO plans combine Western and Eastern medicine to achieve holistic wellness. Get comprehensive coverage, receive culturally attuned support, and access providers who speak your language.
Clever Care Medicare Advantage HMO gives you more than Original Medicare alone. You get coordinated care from a primary doctor, prescription drug coverage, dental and vision, and access to Eastern wellness services like acupuncture—all designed to keep you healthy and supported.
They manage your referrals, coordinate your care across specialists, and make sure everything works together. In our network, you see doctors who understand your culture and speak your language.
| Benefit | Clever Care HMO | Original Medicare |
|---|---|---|
| Primary care coordination | ||
| Eastern wellness coverage | ||
| Dental, vision, hearing included | ||
| OTC benefits card | ||
| Multilingual telehealth access |
Clever Care integrates Eastern medicine traditions that have long been trusted to improve health and wellness with the best in innovative Western medical care.
The result? Clever Care members have access to a network that is tailor-made for their unique health needs and culture, with a focus on longevity and living a healthy, active life.
Our network includes a broad range of health care providers that focus on longevity, prevention, and wellness, including CareMore Health and Blue Zones Health, among others.
Get herbal consultations and treatments through your insurance.
Meet providers who speak your language and know your cultural traditions.
Acupuncture, cupping, and therapeutic massage providers are all part of our benefits.
Everything you need for whole-health care
Access 800+ directly contracted licensed professionals.
Covered medications with a searchable formulary. Find what you need at your pharmacy.
A network of benefits focused on your whole health.
Members with chronic conditions may be eligible to use their flex benefit card at in-network stores including Costco Wholesale, 99 Ranch Market, Northgate Market, Superior Grocers, H-Mart, Saigon City Supermarket, Seafood City, and Shun Fat Supermarket for healthy foods.
Find answers to frequently asked questions. If you need support please reach out by filling out the form:
Contact usYes. Acupuncture and other Eastern wellness services are covered through our partnership with Optum Health. No referral or prior authorization is needed. You have access to over 800 providers across California.
It means you do not pay a monthly premium for your Clever Care plan. You may have copays for visits or prescriptions, but your base coverage costs nothing each month. You do have to continue to pay your Part B premium to Medicare.
We provide member materials in English, Spanish, Korean, Vietnamese, and Traditional Chinese. Our Member Services teams speaks English, Spanish, Korean, Cantonese, Mandarin, Vietnamese, Tagalog, French, and Indonesian.
Both are HMO plans; however, Chronic Special Needs Plans are designed for members with specific chronic conditions. HMO is our comprehensive plan for all Medicare beneficiaries. Both offer Western and Eastern care.
Yes, if your doctor is already part of the Clever Care network. Otherwise, you can choose a primary care doctor in our network.
Get started with Clever Care and discover coverage that works for you
The policies stated on our website may not be the same as those on other sites.
When you leave the Clever Care Health Plan website, you will be subject to the privacy and security policies of the other website.
Click the ‘OK’ button below to proceed to the other website or close this window to remain on the Clever Care site.
Firstly, let’s ensure you are located in an area that Clever Care health plans are currently available.
Or select your county
Subscribe to our newsletter to be informed if/when Clever Care plans become available in your area.
By subscribing you agree to our Privacy Policy
There was a problem with your submission. Please try again.
Thank you for your submission! We’ll be in touch.
Great! Looks like you are located within one of our service areas.
Do you have a chronic medical condition such as a cardiovascular disorder, chronic heart failure, diabetes, asthma, chronic bronchitis, emphysema, or COPD?
Ok, we understand that you have a chronic condition.
We have plans specifically tailored to different types of conditions. Tell us more about the type of chronic condition you have so we can recommend the right plan for you.
Why we’re asking: Some Clever Care plans may offer additional benefits for individuals who are enrolled in or may qualify for Medi-Cal. Your response helps us identify plans that may be a good fit. This does not determine your eligibility for Medi-Cal or any Medicare plan.
Ok, one more question to get you the right plan.
When it comes to your healthcare needs, are you looking to maximize your benefits, or is finding a budget-friendly, affordable option your main focus?
Based on your input today, here is the best-fit health plan for your needs:
2026 Clever Care Longevity (HMO) Plan
2026 Clever Care Longevity
$0 / month premium
Based on your input today, here is the best-fit health plan for your needs:
2026 Clever Care Value (HMO) Plan
2026 Clever Care Value
$0 / month premium
Based on your input today, here is the best-fit health plan for your needs:
2026 Clever Care Total+ (HMO C-SNP) Plan
2026 Clever Care Total+
$0 / month premium
Based on your input today, here is the best-fit health plan for your needs:
2026 Clever Care Breathe+ (HMO C-SNP) Plan
2026 Clever Care Breathe+
$0 / month premium
Information you provide in this tool is used to help identify plan options that may meet your needs and will be handled in accordance with Clever Care’s Privacy Policy.
