Flexible Health & Wellness Resources

Choose how you want to spend your flex benefits. Clever Care’s flex benefit card puts you in charge.

Our plans include a flex benefit card to use towards fitness activities + over-the-counter (OTC) items + herbal supplements.

Members will receive a quarterly allowance. Allowance amounts vary by plan. The allowance is loaded to the card every three months (quarterly) on January 1, April 1, July 1, and October 1.

Your flexible benefit quarterly allowance can help pay for fitness activities, OTC items, and herbal supplements.

Fitness

With Clever Care our fitness benefit is more than just a gym membership. The benefit flex card can be used for a gym membership, golf green fees, Tai Chi, pickleball, dance classes, or your fitness activity of choice!

To be eligible to receive the benefit, your card must be used only at participating locations within our network, such as:

Gyms/Fitness Centers

24 Hour Fitness
LA Fitness
Esporta Fitness
Club Pilates
White Dragon Martial Arts
CorePower Yoga
YMCA

Golf Courses

Alameda Golf Course
Los Angeles City Golf Course
Arcadia Par 3 Golf Courses
Los Serranos Golf Club
Oceanside Golf Course
Los Verdes Golf Course
Lakewood Golf Course

Our list of participating locations is subject to change. For updates and even more locations, please contact Clever Care Member Services or visit CleverCare.NationsBenefits.com.

Looking for a new fitness class? Check out our Community Center monthly calendars for no-charge fitness classes and save your quarterly allowance for something else!

Over-the-Counter (OTC) + Herbal Supplement

Hundreds of items are available to Clever Care members through the flexible allowance benefit. The flex benefit card can be used in participating stores or through mail order to buy:

OTC items: pain relievers, cold or allergy medication, vitamins, first aid supplies, toothpaste, and more!

Herbal supplements: red ginseng, bird’s nest, herbal teas, pain relieving creams, or other extracts and supplements.

Grocery

OTC products can often be purchased at major retail grocery stores, as well as herbal supplements at ethnic supermarkets. Also, while not a part of the quarterly flexible allowance benefit, some members will have a monthly grocery allowance through SSBCI or VBID eligibility¹. Allowance amounts will vary by plan.

3,500+ Participating Locations with NationsBenefits

Click here find grocery stores near you

Visit CleverCare.NationsBenefits.com or the Benefits Pro App for more locations and a store locator tool. Members will need to register and log in for access.

Here are just a few participating stores from the thousands within our network.

Major Retailers

Albertsons

Aldi

CVS Pharmacy

Dollar General

Food 4 Less

Ralphs

Rite Aid

Trader Joes

Vons

Walgreens

Walmart

Asian Supermarket & Herbal Supplement

Chung Chou City

Good Fortune

Hannam Supermarket

Hansamin

Hoa Binh Supermarket

H-Mart

Kunbo Inc

Nam Bac Hang

Tai Shang Hong

TS Emporium

Saigon City Supermarket

Thanh Long Supermarket

WAH-FUNG 2016 INC

NationsBenefits Catalogs

Shopping catalogs are available to view products that you can purchase directly from NationsBenefits. Mail order forms are available within the catalog.

Over-the Counter (OTC) Product Catalog

Grocery Catalog

Herbal Supplement Order Form

Mail orders with other retail stores can be submitted through the Member Portal or by contacting Member Services.

¹If you have cardiovascular disorders, chronic and disabling mental health conditions, chronic heart failure, chronic lung disorders, diabetes, or another eligible chronic condition not listed here you may be eligible for a special supplemental program for the chronically ill. Not all members qualify. Other eligibility and coverage criteria apply. For Total+, the grocery benefit is dependent on eligibility of the VBID Model and will be determined by the plan after enrollment, based on relevant criteria that includes qualification for Extra Help (LIS).

The Benefits Mastercard® Prepaid Card is issued by The Bancorp Bank N.A., Member FDIC, pursuant to license by Mastercard International Incorporated and card can be used for eligible expenses wherever Mastercard is accepted. Mastercard and the circles design is a trademark of Mastercard International Incorporated. Valid only in the U.S. No cash access. This is not a gift card or gift certificate. You have received this card as a gratuity without the payment of any monetary value or consideration.

This page was last modified on October 1, 2025.